diff --git a/.gitignore b/.gitignore
index 065a20f..a1f13f1 100644
--- a/.gitignore
+++ b/.gitignore
@@ -17,6 +17,7 @@ llm_backend.txt
 llm_history.json
 active_profile.txt
 time_tracker.json
+expenses.json
 
 # C extensions
 *.so
diff --git a/commands.yaml b/commands.yaml
index d6c726a..96b971c 100644
--- a/commands.yaml
+++ b/commands.yaml
@@ -1709,3 +1709,34 @@ routines_coffee_break:
     - перерыв на чай
     - отойду минут на пять
   action: {type: coffee_break}
+
+expenses_log:
+  phrases:
+    - потратил
+    - записать трату
+    - запиши трату
+    - купил за
+    - заплатил за
+  action: {type: expenses_log}
+
+expenses_today:
+  phrases:
+    - сколько я потратил сегодня
+    - траты сегодня
+    - сколько ушло сегодня
+  action: {type: expenses_today}
+
+expenses_week:
+  phrases:
+    - сколько я потратил на этой неделе
+    - траты на неделе
+    - недельные траты
+  action: {type: expenses_week}
+
+expenses_breakdown:
+  phrases:
+    - куда ушли деньги
+    - разбивка по тратам
+    - на что я тратил
+    - разбивка по категориям
+  action: {type: expenses_breakdown}
diff --git a/expenses_handlers.py b/expenses_handlers.py
new file mode 100644
index 0000000..81612e9
--- /dev/null
+++ b/expenses_handlers.py
@@ -0,0 +1,177 @@
+"""Personal finance tracker — Python parity for the Rust `expenses/` pack.
+
+Stores entries in `<here>/expenses.json` (atomic write-through), exposes
+the same four voice entry points as the Rust pack:
+
+    do_expenses_log         "потратил 500 на еду"
+    do_expenses_today       "сколько потратил сегодня"
+    do_expenses_week        "сколько на неделе"
+    do_expenses_breakdown   "куда ушли деньги"
+
+State shape: { "entries": [{"ts": int, "amount": float, "category": str}, ...] }
+"""
+
+import json
+import os
+import re
+import time as _time
+from typing import Callable, Optional
+
+_HERE = os.path.dirname(os.path.abspath(__file__))
+_PATH = os.path.join(_HERE, 'expenses.json')
+
+_speak: Optional[Callable[[str], None]] = None
+
+
+def set_speak(fn: Callable[[str], None]) -> None:
+    global _speak
+    _speak = fn
+
+
+def _say(text: str) -> None:
+    if _speak is not None:
+        _speak(text)
+    else:
+        print(f"[expenses] {text}")
+
+
+def load() -> dict:
+    """Return current state. Empty-shape dict if file missing or unreadable."""
+    if not os.path.isfile(_PATH):
+        return {'entries': []}
+    try:
+        with open(_PATH, encoding='utf-8') as f:
+            data = json.load(f)
+        if not isinstance(data, dict) or not isinstance(data.get('entries'), list):
+            return {'entries': []}
+        return data
+    except (OSError, json.JSONDecodeError):
+        return {'entries': []}
+
+
+def _save(data: dict) -> None:
+    tmp = _PATH + '.tmp'
+    try:
+        with open(tmp, 'w', encoding='utf-8') as f:
+            json.dump(data, f, ensure_ascii=False, indent=2)
+        os.replace(tmp, _PATH)
+    except OSError as e:
+        print(f"[expenses] save failed: {e}")
+
+
+# Pulled out so tests can exercise parsing without going through TTS.
+_TRIGGERS = [
+    "потратил", "записать трату", "запиши трату", "купил за", "заплатил за",
+    "spent", "log expense", "paid for", "bought",
+]
+
+
+def _strip_trigger(phrase: str) -> str:
+    p = (phrase or "").lower().strip()
+    for t in _TRIGGERS:
+        if p.startswith(t):
+            return p[len(t):].strip()
+    return p
+
+
+def parse_expense(phrase: str):
+    """Return (amount: float, category: str) or None if the phrase doesn't
+    contain a parseable expense. Pure function — used by both `do_expenses_log`
+    and the test suite."""
+    rest = _strip_trigger(phrase)
+    m = re.match(r"(-?\d+[.,]?\d*)\s*(.*)", rest)
+    if not m:
+        return None
+    amount_str = m.group(1).replace(",", ".")
+    try:
+        amount = float(amount_str)
+    except ValueError:
+        return None
+    if amount <= 0:
+        return None
+    after = m.group(2) or ""
+    category = "разное"
+    # "на X" (RU) / "for X" / "on X" (EN)
+    cat_match = re.search(r"\bна\s+(\S+)", after) \
+                or re.search(r"\bfor\s+(\S+)", after) \
+                or re.search(r"\bon\s+(\S+)", after)
+    if cat_match:
+        category = cat_match.group(1).strip(".,!?")
+    return amount, category
+
+
+def do_expenses_log(action=None, voice=None) -> None:
+    parsed = parse_expense(voice or "")
+    if parsed is None:
+        _say("Не понял сумму, сэр.")
+        return
+    amount, category = parsed
+    data = load()
+    data['entries'].append({
+        'ts': int(_time.time()),
+        'amount': amount,
+        'category': category,
+    })
+    _save(data)
+    _say(f"Записал: {amount:g} на {category}.")
+
+
+def _today_bounds() -> tuple[int, int]:
+    now = _time.localtime()
+    start = _time.mktime((now.tm_year, now.tm_mon, now.tm_mday,
+                          0, 0, 0, 0, 0, -1))
+    return int(start), int(start) + 86400
+
+
+def do_expenses_today(action=None, voice=None) -> None:
+    data = load()
+    if not data['entries']:
+        _say("Сегодня ничего не тратили, сэр.")
+        return
+    start, end = _today_bounds()
+    total = sum(e['amount'] for e in data['entries']
+                if isinstance(e.get('ts'), int) and start <= e['ts'] < end)
+    if total == 0:
+        _say("Сегодня ничего не тратили, сэр.")
+    else:
+        _say(f"Сегодня потратили {total:g}.")
+
+
+def do_expenses_week(action=None, voice=None) -> None:
+    data = load()
+    if not data['entries']:
+        _say("На этой неделе ничего не тратили.")
+        return
+    cutoff = int(_time.time()) - 7 * 86400
+    rows = [e for e in data['entries']
+            if isinstance(e.get('ts'), int) and e['ts'] >= cutoff]
+    if not rows:
+        _say("На этой неделе тратами не похваляешься, сэр.")
+        return
+    total = sum(e['amount'] for e in rows)
+    _say(f"За неделю {len(rows)} трат на сумму {total:g}.")
+
+
+def do_expenses_breakdown(action=None, voice=None) -> None:
+    data = load()
+    if not data['entries']:
+        _say("Нечего разбивать, сэр.")
+        return
+    cutoff = int(_time.time()) - 7 * 86400
+    by_cat: dict[str, float] = {}
+    for e in data['entries']:
+        if isinstance(e.get('ts'), int) and e['ts'] >= cutoff:
+            cat = e.get('category', 'разное')
+            by_cat[cat] = by_cat.get(cat, 0.0) + e['amount']
+    if not by_cat:
+        _say("На этой неделе тишина по тратам, сэр.")
+        return
+    rows = sorted(by_cat.items(), key=lambda kv: kv[1], reverse=True)
+    top = rows[:5]
+    rest = rows[5:]
+    parts = [f"{cat} {amt:g}" for cat, amt in top]
+    tail = ""
+    if rest:
+        rest_total = sum(amt for _, amt in rest)
+        tail = f" и другое {rest_total:g}"
+    _say(f"По категориям: {', '.join(parts)}{tail}.")
diff --git a/extensions.py b/extensions.py
index cab9432..e79b9fe 100644
--- a/extensions.py
+++ b/extensions.py
@@ -32,6 +32,7 @@ import personality_handlers
 import time_tracker_handlers
 import outlook_handlers
 import wave68_handlers
+import expenses_handlers
 
 _speak_fn = print
 _set_clipboard_fn = None
@@ -49,6 +50,7 @@ def set_speak(fn):
     time_tracker_handlers.set_speak(fn)
     outlook_handlers.set_speak(fn)
     wave68_handlers.set_speak(fn)
+    expenses_handlers.set_speak(fn)
 
 
 def set_clipboard_fn(fn):
@@ -1166,3 +1168,11 @@ def do_trivia(a, v): wave68_handlers.do_trivia(a, v)
 def do_good_night(a, v): wave68_handlers.do_good_night(a, v)
 def do_good_morning(a, v): wave68_handlers.do_good_morning(a, v)
 def do_coffee_break(a, v): wave68_handlers.do_coffee_break(a, v)
+
+
+# ── Expenses proxies (to expenses_handlers) ────────────────────────────────
+
+def do_expenses_log(a, v): expenses_handlers.do_expenses_log(a, v)
+def do_expenses_today(a, v): expenses_handlers.do_expenses_today(a, v)
+def do_expenses_week(a, v): expenses_handlers.do_expenses_week(a, v)
+def do_expenses_breakdown(a, v): expenses_handlers.do_expenses_breakdown(a, v)
diff --git a/main.py b/main.py
index 6228ae5..a05c07e 100644
--- a/main.py
+++ b/main.py
@@ -1735,6 +1735,14 @@ def run_action(action):
         extensions.do_good_morning(action, _current_voice or '')
     elif t == 'coffee_break':
         extensions.do_coffee_break(action, _current_voice or '')
+    elif t == 'expenses_log':
+        extensions.do_expenses_log(action, _current_voice or '')
+    elif t == 'expenses_today':
+        extensions.do_expenses_today(action, _current_voice or '')
+    elif t == 'expenses_week':
+        extensions.do_expenses_week(action, _current_voice or '')
+    elif t == 'expenses_breakdown':
+        extensions.do_expenses_breakdown(action, _current_voice or '')
 
 
 _current_voice: str = ''
diff --git a/tests/test_expenses_handlers.py b/tests/test_expenses_handlers.py
new file mode 100644
index 0000000..f752724
--- /dev/null
+++ b/tests/test_expenses_handlers.py
@@ -0,0 +1,116 @@
+"""Tests for `expenses_handlers.py` — voice-driven personal finance tracker."""
+
+import os
+import sys
+import time as _time
+import pytest
+
+sys.path.insert(0, os.path.dirname(os.path.dirname(os.path.abspath(__file__))))
+
+
+def _capture(eh):
+    captured = []
+    eh.set_speak(captured.append)
+    return captured
+
+
+def test_parse_expense_extracts_amount_and_category(isolated_state):
+    eh = isolated_state('expenses_handlers', ['_PATH'])
+    assert eh.parse_expense("потратил 500 на еду") == (500.0, "еду")
+    assert eh.parse_expense("spent 12.50 on coffee") == (12.5, "coffee")
+    # Comma decimal (RU keyboard)
+    assert eh.parse_expense("потратил 12,50 на транспорт") == (12.5, "транспорт")
+    # No category → default
+    amount, cat = eh.parse_expense("потратил 100")
+    assert amount == 100.0
+    assert cat == "разное"
+    # Garbage
+    assert eh.parse_expense("какая погода") is None
+    assert eh.parse_expense("потратил bla") is None
+    assert eh.parse_expense("потратил -100") is None
+    assert eh.parse_expense("") is None
+
+
+def test_log_appends_entry(isolated_state):
+    eh = isolated_state('expenses_handlers', ['_PATH'])
+    captured = _capture(eh)
+    eh.do_expenses_log(voice="потратил 250 на кофе")
+    data = eh.load()
+    assert len(data['entries']) == 1
+    e = data['entries'][0]
+    assert e['amount'] == 250.0
+    assert e['category'] == "кофе"
+    assert "250" in captured[0]
+    assert "кофе" in captured[0]
+
+
+def test_log_ignores_unparseable(isolated_state):
+    eh = isolated_state('expenses_handlers', ['_PATH'])
+    captured = _capture(eh)
+    eh.do_expenses_log(voice="ну блин")
+    assert eh.load()['entries'] == []
+    assert "не понял" in captured[0].lower()
+
+
+def test_today_sums_only_today(isolated_state):
+    eh = isolated_state('expenses_handlers', ['_PATH'])
+    # Seed data: one entry today, one entry yesterday
+    now = int(_time.time())
+    eh._save({'entries': [
+        {'ts': now,            'amount': 100.0, 'category': 'еда'},
+        {'ts': now - 86400,    'amount': 999.0, 'category': 'старое'},
+    ]})
+    captured = _capture(eh)
+    eh.do_expenses_today()
+    assert "100" in captured[0]
+    assert "999" not in captured[0]
+
+
+def test_week_sums_last_7_days(isolated_state):
+    eh = isolated_state('expenses_handlers', ['_PATH'])
+    now = int(_time.time())
+    eh._save({'entries': [
+        {'ts': now - 3 * 86400,  'amount': 100.0, 'category': 'a'},
+        {'ts': now - 5 * 86400,  'amount': 200.0, 'category': 'b'},
+        {'ts': now - 10 * 86400, 'amount': 999.0, 'category': 'старое'},
+    ]})
+    captured = _capture(eh)
+    eh.do_expenses_week()
+    # 100 + 200 = 300 in last 7 days; 999 excluded
+    assert "300" in captured[0]
+    assert "999" not in captured[0]
+    assert "2 трат" in captured[0]
+
+
+def test_breakdown_sorts_by_amount(isolated_state):
+    eh = isolated_state('expenses_handlers', ['_PATH'])
+    now = int(_time.time())
+    eh._save({'entries': [
+        {'ts': now, 'amount': 100, 'category': 'small'},
+        {'ts': now, 'amount': 500, 'category': 'big'},
+        {'ts': now, 'amount': 200, 'category': 'medium'},
+    ]})
+    captured = _capture(eh)
+    eh.do_expenses_breakdown()
+    text = captured[0]
+    # big should appear before medium before small
+    assert text.index("big") < text.index("medium") < text.index("small")
+
+
+def test_breakdown_collapses_tail(isolated_state):
+    eh = isolated_state('expenses_handlers', ['_PATH'])
+    now = int(_time.time())
+    eh._save({'entries': [
+        {'ts': now, 'amount': float(i + 1) * 10, 'category': f'c{i}'}
+        for i in range(8)  # 8 categories — top 5 spoken, 3 collapse
+    ]})
+    captured = _capture(eh)
+    eh.do_expenses_breakdown()
+    assert "и другое" in captured[0]
+
+
+def test_today_when_empty_says_so(isolated_state):
+    eh = isolated_state('expenses_handlers', ['_PATH'])
+    captured = _capture(eh)
+    eh.do_expenses_today()
+    assert "ничего" in captured[0].lower()